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Consumer/Personal Loans
Loan Sale in Progress!
Secured Loans. Buy a car, RV, or boat. As low as 5.49% / 5.699% APR* up to a 60 month term.
Unsecured Loans. Just in time for your spring projects, landscaping, home improvements, graduation, vacations. As low as 8.49% / 9.176% APR* up to a 36 month term.
Save an additional .50%. Add a new product or service† to decrease your loan rate .50% each.
Available April 1- May 31, 2008. This offer may not be used to refinance a current MainStreet Savings Bank loan. Subject to credit approval.
See our printed flyer. This file is a PDF. To view it, you will need a PDF reader such as Adobe Acrobat. The filesize is: 86k.
*Unsecured Loans: APR based on a $5,000 loan for 36 months with a $50 origination fee. Up to three new MainStreet products or services may be opened to buy down unsecured rate .50% each: 9.99% / 10.682% APR; 9.49% / 10.18% APR; 8.99% /9.678 APR; 8.49%/9.176% APR. Secured Loans: APR based on a $10,000 loan for 60 months with a $50 origination fee.One new MainStreet product or service may be opened to buy down secured rate .50%: 5.99%/6.198%; 5.49% / 5.699% APR.
†Additional products include: Savings account, Money market account,Checking account, Certificate of Deposit, IRA, Direct deposit, Automatic payment transfer, Online banking, Credit card, Safe deposit box, Standby credit overdraft protection, Debit/ATM card, MainStreet Financial Services appointment, or Mortgage.
Home Equity Line of Credit is a loan secured by the equity in your home. It is designed to give you easy access to funds when you need them, for whatever purpose. The interest
rate is adjustable and is determined by several factors, with rates starting as low as
the current prime rate.
Home Equity Loans are for a specific amount and offer a fixed interest rate with a
balloon term. A home equity loan is also secured by the equity in your home. The interest on Home Equity Loans and Lines of
Credit may be tax deductible.
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Benefits for Homeowners |
| Take advantage of one of the last great tax benefits for homeowners. Unlike credit cards and other personal loans, interest you pay on a home equity or home equity line of credit may be fully tax deductible. Consult with your tax advisor regarding the deductibility of interest.
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Personal Line of Credit is an unsecured line of
credit with an adjustable rate of interest.
Personal Loans are available for all types of purchases: cars, boats, recreational vehicles, appliances, or for those unexpected financial needs.
MainStreet Credit Card we have a
card to fit most any life style. Choose the one that fits your needs today.
Department Contact:
Heidi Miller, Consumer Lending Manager
hmiller@mainstreetsavings.com
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Equal
Housing Lender | FDIC Insured