Savings
Statement Savings - A statement savings is a great account to hold your
everyday savings. Access your account through Online Banking, GOLDPHONE
24-hour telephone banking or your MainStreet ATM card for easy access to your funds. No monthly service
fee when a balance of just $50 is maintained.
Looney Tunes Savings Account - A savings account
especially designed to help children develop the savings
habit. The Looney Tunes Saving Club provides an easy way for children to begin a life-long habit of
saving. It only takes $1 to begin a life-long saving habit. Three withdrawals allowed each quarter (additional withdrawals 50 cents each).
Junior Varsity Savings Club - A savings account for middle school savers (grades 6 - 8). Club membership includes discounts to area merchants, a semi-annual newsletter, and online banking access. $10 minimum balance required and up to 6 withdrawals are allowed each quarter (additional withdrawals 50 cents each).
Varsity Savings Club - High school savers (grades 9 - 12) have an account just for them. Club membership includes discounts to area merchants, a semi-annual newsletter, and online banking access. Additional money management tools can be applied for, such an ATM card, a Varsity Checking Account, a Student Credit Card, and a scholarship. $25 minimum balance required and unlimited withdrawals are allowed each quarter.
Money Market Account - A savings account with limited
check writing privileges. Earn interest based on your balance tier. No service
fee for accounts with a balance of $1,000 or more.
Certificate of Deposit - Lock in a great
interest rate with a CD. Terms from 3 months to 7 years. Open with as little as
$500.
Individual Retirement Account (IRA) - Invest
your retirement savings in a CD or a variable-rate IRA for a tax shelter.
Regular and Roth IRA's available. See your accountant for advice to maximize
your tax advantages.
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